Use Case

Stablecoin Compliance

Build compliant stablecoins with deterministic on-chain risk screening. Meet MiCA, Hong Kong, and global regulatory requirements without compromising decentralization.

The Challenge

Stablecoin issuers face a critical dilemma: how to comply with OFAC sanctions, FATF travel rules, and emerging regulations like MiCA — without introducing centralization or off-chain dependencies that undermine the very purpose of blockchain.

Traditional solutions rely on API-based screening that introduces latency, single points of failure, and trust assumptions. Regulators are increasingly demanding proof that compliance is deterministic and auditable.

The Solution

  • On-chain OFAC/UN sanctions screening for every transfer
  • Deterministic policy enforcement at the smart contract level
  • Quarantine vault for suspicious transactions
  • Real-time risk profile updates via Chainlink Functions
  • Full audit trail for regulators
CompliantStableCoin.sol Solidity 0.8.26
// Inherit CompliantStableCoin for automatic screening
contract MyStableCoin is CompliantStableCoin {

    constructor()
        CompliantStableCoin(
            "MyStable",      // name
            "MST",           // symbol
            6,               // decimals
            100_000_000 * 1e6 // max supply
        )
    {
        // Configure policies
        _setMaxTransferAmount(100_000 * 1e6);
        _requireKYC(true);
    }

    // Every transfer is automatically screened
    // against on-chain risk profiles
}

Capabilities

Built for regulated stablecoins

MiCA Ready

Meet EU Markets in Crypto-Assets regulation with on-chain reserve attestations and transaction screening.

Hong Kong License

Comply with HKMA stablecoin issuer requirements including real-time sanctions screening and audit trails.

OFAC Screening

SDN list checks on every transfer. Updated autonomously via decentralized oracle networks.

FATF Travel Rule

Built-in VASP verification and originator/beneficiary data handling for cross-border transfers.

Ready to build a compliant stablecoin?

Get access to our SDK, testnet deployment, and compliance documentation.