Use Case

RWA Tokenization Compliance

Tokenize real world assets with built-in securities compliance. On-chain accredited investor verification, jurisdiction gating, and automated KYC enforcement at the smart contract level.

The Challenge

Real world asset tokenization platforms face a fundamental regulatory challenge: securities laws apply to tokenized assets, but traditional compliance infrastructure cannot enforce rules at the smart contract level.

Regulators require proof that only accredited investors can hold security tokens, that transfers respect jurisdictional restrictions, and that KYC is completed before any token movement. Off-chain databases and API checks cannot provide deterministic enforcement.

The Solution

Accredited investor verification on-chain via attestation registry
Jurisdiction-based transfer restrictions enforced by smart contract
On-chain KYC status checks before every transfer
Whitelist / blacklist management with multi-sig governance
Full audit trail for securities regulators

RWAToken.sol Solidity 0.8.26

// Compliant RWA token with investor verification
contract RWAToken is CompliantERC20 {

    constructor()
        CompliantERC20(
            "Real Estate Token",
            "RET",
            18,
            1_000_000 * 1e18
        )
    {}

    function _beforeTokenTransfer(
        address from,
        address to,
        uint256 amount
    ) internal override {
        // Verify accredited investor status
        require(
            fides.isAccredited(to),
            "Recipient not accredited"
        );

        // Enforce jurisdiction restrictions
        require(
            fides.isJurisdictionAllowed(to),
            "Jurisdiction restricted"
        );

        super._beforeTokenTransfer(from, to, amount);
    }
}

Regulatory Coverage

Built for securities regulations

Regulation D / Reg S

Enforce accredited investor status and offshore transfer restrictions automatically at the contract level.

MiCA Asset-Referenced Tokens

Meet EU Markets in Crypto-Assets requirements for tokenized securities and e-money tokens.

Singapore MAS Framework

Comply with Singapore's Digital Token Offerings guidelines with on-chain KYC and investor classification.

Swiss DLT Act

Support ledger-based securities with compliant token transfers and registry integration.

Accredited Investor Verification

Integrate with on-chain attestation providers to verify accredited investor status without exposing personal data. FidesOrigin checks cryptographic attestations in real-time before allowing token transfers. Status can be revoked instantly if circumstances change.

Jurisdiction Gating

Configure per-jurisdiction transfer rules based on token holder residency. Block transfers to restricted jurisdictions, apply holding limits by region, and maintain compliance with local securities laws across 150+ jurisdictions.

On-Chain KYC Integration

Connect KYC providers to the on-chain registry. Once a user completes KYC, their wallet address is attested on-chain. The smart contract verifies this attestation before every transfer — no API calls, no delays, no bypass paths.

Ready to tokenize real world assets?

Build compliant securities tokens with on-chain investor verification and jurisdictional enforcement.

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